Welcome to Sedona – A Place of Beauty, Balance, and Belonging
Sedona Arizona Insurance – Elevated Protection for Red Rock Living
Famous for its red rock landscapes, vibrant arts scene, and spiritual energy, Sedona, Arizona is more than a tourist destination — it’s a place where people come to live mindfully, retire peacefully, and grow creatively. From Uptown Sedona to West Sedona, Oak Creek Canyon, and Village of Oak Creek, the city offers a high quality of life, scenic views, and a mix of full-time residents, second homeowners, and short-term rental hosts.
Whether you own a custom home nestled against the cliffs, manage a vacation rental, or operate a local art gallery, retreat center, or café, the right insurance helps you protect the lifestyle you’ve built — with care and clarity.
Why Having Proper Sedona
Arizona Insurance is Crucial
Sedona’s one-of-a-kind setting brings unique risks and responsibilities — making tailored insurance coverage essential:
Wildfire & Smoke Risk
High-Value & Custom Homes
Seasonal & Second Homes
Short-Term Rentals
Local Business Risk
sedona LIFESTYLE & INSURANCE NEEDS
We design insurance policies that reflect how people live, create, and relax in Sedona:
We offer homeowners insurance with wildfire protection, smoke damage, personal property, and options for guest cottages, solar, and pools.
High-value homes need increased dwelling coverage, custom finishes protection, and higher liability limits — all of which we provide.
We provide coverage for vacancy, water damage, theft, and limited occupancy, with options to protect art collections and valuables.
Our vacation rental insurance includes guest liability, damage protection, income loss, and is fully compliant with city and platform regulations.
From massage therapists to gallery owners and yoga studios, we offer Business Owners Policies (BOPs), professional liability, and property insurance.
We also cover RVs, off-road vehicles, trailers, and gear for Sedona’s many adventurers and road-trippers.
Local Regulations &
Considerations in sedona
Wildfire Zones (WUI)
We’ll help determine your fire zone risk level, and make sure your home is fully protected.
City Regulations for Short-Term Rentals
Our policies help hosts stay compliant with Sedona’s evolving rental ordinances and guest liability rules.
High-Value Homes & Custom Features
We offer coverage for unique architecture, luxury finishes, and high rebuild costs.
Types of Insurance We Offer
Phoenix Arizona Insurance provides comprehensive insurance coverage for residents, property owners, and business leaders across Sedona:
VEHICLE INSURANCE
PROPERTY INSURANCE
BUSINESS INSURANCE
ADDITIONAL INSURANCE
WHY CHOOSE
PHOENIX ARIZONA INSURANCE
Local Experts Who Understand the Terrain
From Red Rock fire zones to hillside homes, we know the risks and how to cover them.
Responsive Claims Support
When you need us, we’re there — fast, fair, and familiar.
Flexible, Smart Coverage Options
Whether you own a luxury estate or a cozy casita, we’ll build a policy that fits you — not just your square footage.
Personal, Friendly Service
We take time to understand your goals and explain everything clearly — no guesswork or jargon.
Sedona Insurance FAQ
Here are answers to common questions about Sedona Arizona Insurance:
Have more questions?
We understand that insurance can be confusing. That’s why we’ve put together this section to help clarify anything you might be wondering about. Don’t hesitate to reach out if you still have questions!
Most homes range from $1,200 to $2,500/year, depending on value, location (fire zones), and construction type.
Yes — Sedona is in a high wildfire-risk area. We offer fire, smoke, and emergency expense coverage, as well as defensible space endorsements.
Absolutely. We offer short-term rental insurance with guest liability, damage, loss of income, and city compliance built-in.
We offer vacancy protection, plus endorsements for water damage, theft, and seasonal occupancy.
Yes — we provide valuable items coverage, as well as in-studio and in-transit protection for local creatives and entrepreneurs.
Local, Personalized Support –
Serving Sedona with Integrity
At Phoenix Arizona Insurance, we’re proud to serve Sedona, Arizona — a place where natural beauty, intentional living, and community pride come together. Whether you’re safeguarding your sanctuary, hosting guests, or growing your business, we’re here to help you do it with confidence.
Let the views be breathtaking — not the risks.
Get a Quote – Quick, Easy, & Free
Ready to protect your home, car, or business? Use our easy online form below to get a fast, personalized quote. Our team will reach out with a plan that fits your needs — no pressure, no obligation.
quotes@phoenixarizonainsurance.com
Our Hours
Mon-Fri: 8 AM - 6 PM
Location
9515 W Camelback Rd. Suite 134
Phoenix, AZ 85037
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We are here and ready to help you.
Feel free to reach out to get a
quote today.